overheard at the gym (true story)

i arrive at the gym at 9:10 and start changing into my gym clothes. an older man walks up, says "murphy's law." people do not talk to strangers so much at this gym. he is referring to the fact that his locker is located in an area of the locker room that is currently crowded - a few men changing including me. the locker room is otherwise pretty empty. he appears to be the outgoing type. he is dressed in a suit and tie, mid 50s, plain. when i later look up, i am surprised to see that he is naked. i was expecting him to change into gym shorts, like me. and, i chalked this up as evidence that he is likely gay. straight men generally do not stand around locker rooms naked. in fact, some men (straight and gay) even change in and out of their underwear or bathing suits under a towel. i guess everyone has their own issues. anyway, the naked guy has a cell phone and is calling someone. cell phone use is prohibited in this locker room. i hear a woman through his phone. he is close and she is loud. he indicates (a) he is at the gym, (b) "no, i have 30 more minutes here," and (c) he will meet her after that. then he hangs up and heads, towel on shoulder, to the room with the showers, sauna, and steamroom. like most of what i overhear in public, i will never get the story of what is going on. for me, this overhearing felt like a scene from a movie - a comedy - and is ripe for speculation.